Credit cards with no annual fee

Credit cards with No Annual Fee



The United Arab Emirates (UAE) is a testimony of living life in the ‘fast-lane’ with a tourism industry that is growing exponentially.
The UAE also scores at the top in terms of spending, which is why it is necessary to select a channel or medium of expenditure that matches the growing needs of a UAE citizen.
This has led to the numerous credit card offers and it is safe to say that there are many credit cards in UAE with no annual fee.
There is a very healthy competition between banks to provide the best offers to the citizens in the UAE and they provide a wide range of credit card facilities that will boggle the mind.
It is easy to draw a comparison between the banks because they are only a call away, waiting with a long list of credit cards with multiple benefits.
Here are some of the top credit cards in the UAE that has the best offers for customers-
1. NBAD GEMS Titanium Credit Card
If you pay the annual school fees at any of the GEMS schools in the UAE, then you get a 7% discount if you pay using an NBAD Titanium credit card.
NBAD has a tie-up with the GEMS Education Group and this credit card offers 1.5 NBAD stars for every 1 AED spent.
Even though this card is eligible only for a child enrolled in a GEMS school, the stars can be used to redeem lifestyle and travel treats.
2. ADIB Etihad Guest Visa Platinum Card
This credit card is an optimal choice for frequent travellers as it offers around 2.5 Etihad miles for every 4AED spent using the card.
Etihad airlines tickets can be redeemed using these miles and an upgrade can be sought if there are enough miles on the card.
A minimum requirement of a 5000 AED salary is essential for eligibility, and the card comes with an annual fee of 2000 AED.
It provides other benefits such as airport lounge access, 4 free valet complimentary parking visits per month at Dubai and Abu Dhabi malls, and roadside assistance.
3. Mashreq Platinum Elite Card
This card offers various benefits for services such as dining, shopping, golf, entertainment, and travel if the customer has a minimum monthly salary of AED 7000.
The card offers 4 Salaam points for every dirham spent in the UAE and 10 Salaam points for every dirham spent overseas and these points can be redeemed for luxurious benefits.
4. Majid Al Futtaim (Najm) Blue Visa Card
On using this card, a 2% cashback is offered on all purchases at the hypermarket Carrefour, and a 1% cashback is offered on purchases at other stores.
This card is beneficial for all customers with a minimum salary of AED 5000, who use the card for daily expenditures. The card does not incur any annual fees, but it has an overseas fee.
5. RAK Bank Titanium Credit Card
Members can avail the numerous benefits offered by this card, which include free purchase protection, 3% cashback on all domestic purchases, 5% cashback on international purchases, free travel accident insurance, and exclusive offers on dining, jewellery, and holidays. The card is free for life without any annual fees.
6. Standard Chartered Bank Titanium Credit Card
This credit card offers unparalleled benefits such as 10% cashback on amounts such as AED 10,000 or more spent on school fees which make it one of the best credit cards available in the market.
It presents a host of cashback offers on other payments made using the card. However, only those customers that earn more than AED 12,000 can apply for this card.

Comments

Post a Comment

Popular posts from this blog

Home Loan in Dubai

Pay All Your Bills on Time When applying for a  Home Loan in Dubai , it’s important you have a good credit history, which includes paying all your bills on time, every time. A late payment may negatively affect your credit score, and that can play a part in whether you’re approved for financing and ultimately, the rate and term you may receive. Even after your home loan closes, it’s still important to pay your bills on time, as this could affect your ability to apply for future loans. Be Wary of Employment Changes A stable employment history is important when preparing to buy a home. After all, you have to show that you have the stability and continuity of income to repay the loan. “Requirements may vary based on the type of employment you have, but for most salaried borrowers, there is no specific time on the job required,” Let’s say Bill, Executive Vice President of Capital Markets at XYZ company. “Lenders will review a two-year work history, which includes consideration
Read more

Things to Know Before Applying For a Home Loan

Image
Pay All Your Bills on Time When applying for a House Loan Dubai , it’s important you have a good credit history, which includes paying all your bills on time, every time. A late payment may negatively affect your credit score, and that can play a part in whether you’re approved for financing and ultimately, the rate and term you may receive. Even after your home loan closes, it’s still important to pay your bills on time, as this could affect your ability to apply for future loans. Be Wary of Employment Changes A stable employment history is important when preparing to buy a home. After all, you have to show that you have the stability and continuity of income to repay the loan. “Requirements may vary based on the type of employment you have, but for most salaried borrowers, there is no specific time on the job required,” Let’s say Bill, Executive Vice President of Capital Markets at XYZ company. “Lenders will review a two-year work history, which includes consideration f
Read more

4 Factors to consider when choosing a mortgage loan in UAE

The  home loans in Dubai   are offered in the ratio of 6:10 in the range of 3% to 4% at a reducing rate, the remaining 10% of the loans are provided at a price lower than the interest rates. Purchasing a home is considered to be the most significant investment in your life, and you are going to look for a long-term commitment if you have decided the finance with a mortgage purchase. Being the residents of UAE, you need to look for the best deals in the case of a purchase, apart from that you should shop for different mortgages and choose the best one before making them yours. Factors to Considered before applying for a  Mortgage Loan in UAE There are several factors to consider from upfront cost to the mortgage duration, interest rates, etc. Today we will see come of the essential characteristics of every UAE residents should consider before choosing a Mortgage. Interest Rates Fixed and variable are namely two different rates offered by UAE bank on the mortgages, Variable
Read more