Points to consider before taking Car Insurance in UAE

Since your car is very important to you, you must take all adequate measures for protecting it. Though car insurance will not protect you from unforeseen circumstances, it will aid in supporting you financially in a moment of crisis like a car collision. It will not only pay for the damages to the car but also cover any medical costs caused by accident.
All car owners know that car insurance is mandatory in UAE. But here are some things to notice before taking car insurance in UAE:
· Fundamental policy details
Many car owners fail to check all aspects of an insurance policy before the time of need. But it is highly recommended that all car owners check the fine print of the standard cover of their insurance policy. All policies do not cover everything. You must check what will be covered by the policy and what the maximum coverage is.
· Third-party Insurance
Apart from a comprehensive insurance policy, it is mandatory to get third-party insurance in UAE. This helps you when any damage caused by you to another vehicle. New car owners and first-time buyers will not be aware of how crucial it is to get third-party insurance unless explained by an insurance agent. Hence, you must get the details of third party cover and make a good selection.
· Get cover suiting your needs
Many car owners don’t check what is included in the policy. They simply sign papers and live on to regret, when they find that their policy does not cover everything. It is vital to devote time studying details of their insurance policy. Some of the insurance companies in the UAE customize policies as per the need of customers.
· Make use of additional benefits
A standard insurance policy has coverage of basic things like theft or fire, covers only certain parts of the vehicle and offers facilities at only some locations. Hence, you must get familiar with the additional benefits offered by the cover. You may discover something which is not included in the standard policy.
· Get to know charges involved
Most car insurance holders in UAE are not in the know about charges involved. They simply pay the premium without any idea about the coverage. In case, the insurer is providing cover at unusually low rates; you must double check the details as anything valuable seldom comes at very low prices. All the same, you need not search for the costlier insurance policies which might burn a hole in your pocket.
· Roadside assistance
Your vehicle may carry an emergency number in its insurance card which you are expected to carry when you are driving. The number may even feature on a sticker on the windshield. Many insurance companies tie up with others like AAA Middle East. The latter handle issues like vehicle towing, mechanical repairs, flat tires, battery boost and emergency fuel delivery which apply to all GCC countries.
· Do a comparison
Don’t stick to the first car insurer you encounter. Check with at least 4 to 5 insurance providers in UAE. Choose the one that fits your needs perfectly. While it is common to compare cars before buying them, you must also do the same for car insurance.
These are some points to consider while you are shopping for car insurance in UAE.
Compare Car Insurance in UAE

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