Car Insurance in UAE | Compare4Benefit

Car Insurance in UAE | Compare4Benefit

The Things You Need To Know About Car Insurance in UAE

Owning a car is a necessity, it is no longer a luxury especially in the country like UAE where transportation takes up a junk of your time.

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In jurisdictions, before owning a motor or a vehicle, it is mandatory to have car or vehicle insurance.
Its basic use is to provide financial protection against a bodily injury or any physical damage from traffic collisions, accidents, and against liability that arises due to some incidents in the vehicle.
The main advantage of the insurance is that they provide financial protection against theft and damages other than traffic collisions.
It becomes absolutely necessary to understand the various types of providers and policies to ensure you get the best car insurance that fits your needs.
When you buy car insurance in UAE, the department of traffic requires insurance certificate of 13 months, each time you register a new vehicle or renew a registration.
There are basically two types of car insurance policies.
  1. Comprehensive Car insurance: This type of insurance will protect the car from damages, theft, or any damage related to a fire. It will also pay out to the third-party in case of any incidents. If your car is damaged in a bump or crash, this insurance will pay out. For maximum protection, it is best to combine comprehensive coverage with additional add-on insurance coverage.
  2. Third-party insurance: This type of policy covers the damages caused by your car to the other party. This is a mandatory form of vehicle insurance as per the law of UAE. But the issue with this policy is that it will not cover any pay for the damages to your car. This is normally cheaper compared to the other policy.
Let us have a look at what is the information required to get a car insurance quote in UAE:
To generate a car insurance quote, the owner would require providing some basic information about the driver (yourself) and the car.
  1. Details of the car: The details of the cars are mandatory to insure your car. You may be asked to get your car’s year of manufacturing, place of registration (emirate), car make, car model, year of registration. However, the insurance agent may help you with estimating the value of your car including the details that are furnished by you. This can be temporary and can be changed as long as it is in the range of the insurer.
  2. Personal details: Providing your details is as equally important as it is of the car, you may require providing your name, contact details, resident address, date of birth, driver’s license and number of years you had your license and your UAE driver’s license, number of years you have had UAE license. You will also have to declare that your car has not been imported from overseas.
Various agencies offer different types of additional add-ons like agency repair, off-road coverage for 4WD vehicles, emergency medical expenses, fire and theft cover, natural calamities coverage, new car replacement, windscreen cover, replacement of locks, etc.
For more details, Read Complete Guide on Car Insurance in UAE.

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